Oct 17, 2008

Additional Accident Insurance

Insurance:

During the additional responsibility of the insurance contract is in force, the insurance company to assume the following responsibilities:

First, accident insurance death

The insured as a result of injuries from the accident, and since the accident occurred on the date of death in 180, according to their accidental injury insurance companies pay the amount of "accidental death insurance", the insured liability insurance termination .

Second, accident disability insurance

The insured as a result of injuries from the accident, and since the date of the accident caused 180 of the additional contract attached to the "degree of disability and the proportion of payment" or "burn three times and the ratio of payment" included in the disabled One of the extent, the Company listed in the table according to the proportion of pay multiplied by the amount of accidental injury insurance payments "accident disability insurance." If the treatment has not yet ended, according to the date of the accident第一百八十日body to conduct identification of disability, and to pay disability insurance.

The insured in the same accident as a result of injuries caused by "the degree of disability and the proportion of payment" and "Burn three times and the ratio of payment" included in the degree of disability for more than two persons, the company paid all of the disability insurance and . However, different projects for the disabled in the same hands or feet in the same time, pay only a disability insurance; if their disability level of disability Project is not at the same time, the project paid a more serious disability insurance.

The accident led to the injuries of the previous merger of the disabled for the disabled can get more serious projects disability insurance, according to the standard benefits of a more serious project, but have been previous disability insurance benefits (insurance, or who had the responsibility Remove the matter due to "the degree of disability and the proportion of payment" and "Burn three times and the ratio of payments" has been listed as disability insurance benefits for the disabled) should be deducted.

The same insured person's death accidental disability and accident insurance to pay a total of the insured person's "accidental injury insurance premium" is limited.

Third, traffic accident death or disability insurance in particular

The insured to the identity of passengers by public transport passenger during the accident suffered injuries, and since the accident occurred on the date of death in 180, the first company on the basis of "accidental death insurance," the amount of payment Special traffic accident death insurance.

The insured to the identity of passengers by public transport passenger during the accident suffered injuries, and since the date of the accident caused 180 of the contract attached to "the degree of disability and the proportion of payment" or "burn three times with the benefit The proportion of "listed in one of the degree of disability, the company on the basis of the second set by" accident disability insurance, "the amount of traffic accidents pay special disability insurance.

Fourth, the whole accident disability insurance auxiliary

The insured as a result of injuries from the accident, and since the date of the accident caused 180 of the additional contract attached to the "degree of disability payments and the ratio of" the degree of disability listed in one of the first level, the Company since Identification confirm the date, according to the daily "accidental injury insurance premium" pay 0.2 percent of the 365 accidents on the all-residue-assisted insurance. The insured in the accident to receive full disability grants during the period of death, the responsibility for the termination of insurance payments.

□ rates:



Unit: RMB yuan



Rate

Occupation

Spouse

Children

A class

II

Three

Four

5

Six

The basic insurance amount of 10,000

23

29

35

52

81

104

29

52

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