Oct 17, 2008

Xinhua Life Insurance Company of this reliable?

Xinhua current market share in the National Life Insurance Company ranked No. 4, the second leader of the group (the first group of China Life, Ping An, Pacific, although the foreign companies abroad strong, but has just started in China ).



The following are my doubts and you have friends like the answer, for informational purposes only!



Insurance companies and other sectors of the same nature, are profit-making business, because people seek personal and property security of demand, only the corresponding provision of such products. The Life Insurance Company is the largest number of employees in insurance companies, mainly engaged in the business of individual life policies, people usually come from the insurance companies are more of these.



The reason why he was on view in a new light, I am afraid, because insurance companies generally direct the individual (one to one) sales methods, and one to one marketing approach is characterized by close to close the sale, which is bound to make their marketing and sales staff In other industries and reflect the difference.



Almost all life insurance agents to take the system of marketing system, the system, field sales force is set up, does not belong to the official staff of the company, did not sign labor contracts, which is different from back office staff. Sales performance of considerable pressure, there is no fixed salary (even if the salary is also known as the most performance indicators linked with the responsibility of basic salary, the same you pay for whatever you are, do not have been a number of irresponsible people Huyou), complete According to the performance of domestic helpers, the performance is not a dime of the money has not even be removed, and almost all of the normal operating expenses borne by the private sector to assume its own. And the relationship between the sales force is a more interest in the company's sales have not a sense of belonging, more like an organized self-employed. In view of this, sales in general a short-sighted, do not pay attention to customer service, and even contrary to the laws and rules. Coupled with a lower threshold of the door, the uneven quality of the sales force. Almost the whole world of life insurance sales are not a good word-of-mouth. To reverse this impression may be changed only by an agent system Zhiyuan Zhi. Now, some domestic companies have tried to do this, but the high human cost. China is currently employed in more cases, life insurance companies (including foreign capital) is not necessary to do. Even if it was added as an agent of the system.



The insurance company's internal operations is a very strict norms, executives are often both domestic and foreign elite, even some small-scale domestic insurance companies, standardize their operations also.



So, I think insurance companies are operating very much the norm, but sales of normative is open to question.



If you want to buy insurance, the key is to choose good companies, buy life insurance if, and more recommendation to consider China Life and Ping An Life Insurance, the insurance aspects of small differences, have their own advantages. In general, foreign companies and regulate the operation of the more experienced, but I, first came to the mainland Chinese market, may be inevitable in the early acclimatized, what advantage does not have insurance; on the other hand, the operation of the future international political and economic situation than the effects of , Will be operational risks, after all, you have to buy the life insurance.



If you are into the development of the industry, first of all to consider the recommendations back office jobs, while wages in the early sales may not be as elite, but well-paid elite, after all, very few sales, as far as I know, insurance salesman, the average monthly income of only several hundred dollars, even if The relatively developed areas in Jiangsu, only about 1100 yuan. Moreover, the business can only field line for promotion, insurance companies, the real number of senior positions, they were not. In the insurance companies, is subject to the field of back office management, both within and outside the ground and have insurmountable divide, which is not only the institutional and cultural. If the current subjective and objective conditions you do not take into back office jobs, compared to many other industries, the field sales force is also a good choice. However, you must understand that the development of the field lines must start from the clerk, then in accordance with its rules of promotion, but it is also the promotion and other companies are not the same, complete with your strength and efforts to complete on their own . Liuxupaima rolling set of signs applies only to customers of its own waste has done a competent or even your head, in many cases in order to have you.



If you have considered the clear intention to join the industry to do marketing, there are a few:



1, if you just graduated or just entering the city, a certain lack of social connections and experience-based, Mo advise you to do;

2, if you compare to the character, Bushanyanci, Mo advise you to do;

3, if you insist on doing things has always been lacking, Mo advise you to do;

4, and Latin America do not listen to your promises as indicated, you have eyes, ears, mouth and brain.

5, you may experience the initial stage of the family do not understand, alienated friends, the neighborhood's disdain, the pressure of performance (the insurance companies is not tender, not a dime do not have the money, and even added insult to injury you get out), income Not so good or even better in the past. You will have to be psychologically prepared. But as long as you adhere to it, everything will change, and may even take the initiative to find someone to buy your insurance;

6, so before you want to know things first and try to find out if the AR has done a good heart to do, do not try it with.



If you are determined to do, I think first of all to determine their own insurance marketing model, which is the major direction of the specific ways we can take the time to learn while not worry. The best insurance is a marketing model of regional marketing, that is an option more suited to their customer base, close to home are also fixed the region, dedicated to the development. After a period of time to visit a large number of customers to collect data for the region where the customer to build customer databases, according to the characteristics of clients (with the transactions related factors) and their smaller regional database marketing to do. Guizaijianchi and long-term maintenance. As the number of prospective customers should not be too many, the greed for more chew.



Shen once again been: If you have just graduated or just entering the city, a certain lack of social connections and experience-based, Mo advise you to do! I do not rule out the possibility, of course, also be able to survive, but too few! If you do not have too good of the family Economic support, it is difficult to do so.

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